Accidents are inevitable. But let's forget the statistics and the probability or possibility that you or one of your employees, contractors or sites may be involved in an industrial accident. What must be considered is that a risk manager uses a complicated but highly sophisticated model that integrates key factors in determining your exposure: the size of your organization, number of employees/visitors/customers, geography, proximity to major transportation sites such as a railroad and many other important factors. Accidents that most commonly impact companies include: -- factory injuries and fatalities -- constuction accidents from falling debris or equipment -- transportation incidents on or near your property -- spills of toxic material that compromise employee/public health Managing an accident requires a trained crisis team, an organized response effort that integrates a community response plan, victim management, grief counseling and a comprehensive plan that includes outreach to customers, insurance carriers, facility damage experts and recovery specialists, among many others. Where do you begin? If you understand and analyze the maze before you try to solve the puzzle, you're most likely to achieve your target- recovery- faster and more effectively. Accidents are ugly, painful, expensive...in both human and financial terms. Have a plan in place that anticipates them and you will be ready for a rapid and effective business recovery.